Demonstrate your comprehensive understanding of statutory conditions, insuring agreements, policy conditions and legal concepts to reach the ultimate benchmark of technical excellence within the commercial line.

No formal course of study, this designation involves three exams testing all aspects of Property & Casualty insurance and risk management analysis.

3 Exams Include:

* 10 essay questions on all aspects of Property & Casualty insurance (3 hours)
* Short answer questions testing technical knowledge and risk management analysis (2 hours)
* Final Exam – choice between a 90-minute oral exam based on an insurance proposal you defend to a panel, or a five-hour open-book exam preparing a written survey of an insurance proposal (from the client’s perspective)

Self Study

Requires a minimum of five consecutive years in the industry for admittance to the program.
$290 per exam (short answers/essay) l $350 per survey exam (written or oral). Use of the designation is restricted to licensed Property & Casualty brokers who are IBAO members.

COVID-19 UPDATE: Exams remain paper based and are held at brokerages on designated dates/times. Students are required to obtain their own proctor and space in their brokerage for their exam. To ensure the safety of all involved, please ensure public health advisories are maintained—exams should be held in a space with sufficient social distancing between test takers and proctors, sanitization of the room should be completed prior to the exam and masks should be worn by all parties at all times. IBAO is unable to support requests for off-site exam locations at this time. For questions, please contact


+ N/A
additional for
Time: 2 to 3 Months Preparation
Accreditation Hours: 16 Technical Hours
Facilitators: N/A
Materials: Included