At the Insurance Brokers Association of Ontario, we continuously consider the privacy of our members in all our business decisions. While the majority of membership information we collect is business information, we do occasionally collect personal information regarding our members.
Our membership records consist of our members’ names, brokerage business address, telephone numbers, email addresses and members’ RIBO numbers. Those members who register for our educational programs are asked for personal contact information in order for us to provide examination results to them in a confidential manner. The personal information that we collect is not shared with any third party, nor do we share any mailing or email lists with third party vendor companies.
The primary use of information collected is for our own communication purposes, keeping our members abreast of industry changes, Board and committee activities and our educational programs.
We do not disclose personal information collected to any third party individuals, organizations, businesses, associations, or corporations. We also do not sell or make public our membership lists.
The content of this site, including but not limited to the text and images herein and their arrangement, are copyright © by The Insurance Brokers Association of Ontario (IBAO), 1 Eglinton Avenue East, Suite 700, Toronto, Ontario, M4P 3A1. All rights reserved.
Authorization of Use
The IBAO hereby authorizes members to copy and display the content herein, but only for your personal or informational and non-commercial use. However, the content herein shall not be copied or posted in any network computer or broadcast in any media. Any copy you make must include this copyright notice. If attribution to the IBAO is included, limited quotations from the content are hereby permitted. You may not copy or display for redistribution to third parties for commercial purposes any portion of the content without the prior written permission of the IBAO. No modifications of any content may be made.
No Implied Licenses
Nothing contained herein shall be construed as conferring by implication or otherwise any license or right under any patent, trademark, copyright (except as expressly provided above), or proprietary rights of the IBAO or any third party.
The IBAO makes no representations about the suitability of the content of this site for any purpose. All content is provided “as is” without any warranty of any kind. The IBAO hereby disclaims all warranties and conditions with regard particular purpose, title and non-infringement. In no event shall the IBAO be liable for any special, indirect, exemplary or consequential damages or any damages whatsoever, including but not limited to loss of use, data or profits, without regard to the form of any action, including but not limited to contract, negligence or other tortuous actions, arising out of or in connection with the use, copying or display of the content.
Although the IBAO believes the content to be accurate, complete and current, the IBAO makes no warranty as to the accuracy, completeness or currency of the content. It is your responsibility to verify any information before relying on it. The content of this site may include technical inaccuracies or typographical errors. From time to time changes are made to the content herein. The IBAO may make changes in the products and/or the services described herein at any time.
Links to Other Sites
Some sites listed as links herein are not under the control of the lBAO. Accordingly, IBAO makes no representation whatsoever concerning the content of those sites. The fact that the IBAO has provided a link to a site is not an endorsement, authorization, sponsorship or affiliation by the IBAO with respect to such site, its owners or its providers. The IBAO has not tested any information, software or products found on the Internet, and the IBAO cautions you to make sure that you completely understand these risks before retrieving, using, relying upon or purchasing anything via the Internet.
Information Provided by You
Any information provided by you to the IBAO, including but not limited to feedback, data, questions, comments, suggestion or the like, shall be deemed to be non-confidential. The IBAO shall have no obligation of any kind with respect to such information and shall be free to reproduce, use, disclose and distribute the information to others without limitation. Additionally, the IBAO shall be free to use any ideas, concepts, know-how or techniques contained in such information for any purpose whatsoever, including but not limited to developing, manufacturing and marketing products incorporating such information. However, the IBAO will not use your name or otherwise publicize the fact that you submitted materials or other information to the IBAO unless: (a) we ask your permission to use your name; or (b) we first notify you that the materials or other information you submit to a particular part of this site will be published or otherwise used with your name on it; or (c) we are required to do so by law.
The BIPPER and the IBAO logo are registered trademarks. All other trademarks are either owned by IBAO or by other companies.
Notices regarding software, documents and services available on this web site
In no event shall the IBAO and/or its respective suppliers be liable for any special, indirect or consequential damages or any damages whatsoever resulting from loss of use, data or profits, whether in an action of contract, negligence or other tortuous action, arising out of or in connection with the use or performance of software, documents, provision of or failure to provide services, or information available from the services.
Passwords and Security
The IBAO is concerned about the security of personal information we have collected from you and has taken reasonable steps to prevent unauthorized access to that information.
You are responsible for maintaining the confidentiality of any password(s) you are given to access the Site, and are fully responsible for all activities that occur under your password(s). You agree to notify the IBAO immediately of any unauthorized use of your password(s).
Termination of Use
You agree that the IBAO may, in its sole discretion, at any time terminate your access to the Site and any account(s) you may have in connection with the Site.