IBAO Company Contracts

Reviews are done when a company changes terms of their contracts.

Following a review, we make recommendations where we feel brokers may be compromised. The process has been successful in maintaining fair balance between the broker and the company; amendments are often made voluntarily for the benefit of the broker channel.

Reviews provide feedback to the insurer and recommend change; they don’t replace the broker’s due diligence to review and seek independent legal advice. If you contract with a company where a review has been completed, please contact Nadia for a copy of our recommendations.


Broker Resources

Currently Under Review

Heartland Farm Mutual


  • Lambton Mutual

  • Pets Plus Us


  • Coachman

  • Germania Mutual

  • The Guarantee


  • Pafco

  • Pembridge

  • Travelers


  • Chubb

  • Commonwell

  • Germania Mutual

  • RSA

  • Usborne & Hibbert